As electric scooters continue to gain popularity in India, buyers are increasingly comparing not just features and range, but also the affordability through easy EMI options. Here’s a clear comparison of the three popular family electric scooters — TVS iQube, Ather Rizta, and Vida VX2 — with a special focus on their monthly EMI costs as of July 2026.
EMI Comparison at a Glance
| Model | Variant | Approx. Monthly EMI* |
|---|---|---|
| TVS iQube | 2.2 kWh | ₹3,534 |
| TVS iQube | 3.5 kWh | ₹4,111 |
| Ather Rizta | Base to Mid Variants | Higher post June 2026 price hike |
| Vida VX2 | VX2 Go (Affordable) | Competitive |
| Vida VX2 | VX2 Plus (Top-end) | Premium segment |
*EMI calculated on 36-month loan tenure at 9.7% interest rate. Actual EMI may vary depending on on-road price, down payment, state subsidies, dealer offers, and financier terms.
TVS iQube: Most Affordable EMI Options
TVS continues to offer one of the most attractive EMI packages in the segment.
- The entry-level 2.2 kWh variant starts at approximately ₹3,534 per month.
- The more capable 3.5 kWh variant comes at around ₹4,111 per month (36 months @ 9.7% interest).
With strong build quality, good range, and widespread service network, the iQube remains a practical and budget-friendly choice for families looking for low ownership costs.
Ather Rizta: Premium Family Scooter Sees Price Hike
The Ather Rizta, known for its spacious design, premium features, and family-friendly ergonomics, witnessed a price increase in June 2026. This revision has pushed its EMI calculations higher compared to earlier months. While the Rizta offers excellent fit and finish, a powerful motor, and advanced software, the recent hike makes it relatively less attractive on pure EMI numbers. It continues to appeal to buyers who prioritize technology, build quality, and brand experience over the lowest possible monthly payment.
Vida VX2: Strong Contender with Two Variants
Hero MotoCorp’s Vida VX2 comes in two distinct variants:
- VX2 Go — The more affordable option, aimed at budget-conscious buyers.
- VX2 Plus — The fully loaded top-end variant with better features and performance.
Vida is aggressively priced to challenge both TVS and Ather. Its EMIs are expected to be competitive, especially for the VX2 Go, making it a serious alternative for customers seeking a balance between price, performance, and Hero’s vast service network.
Key Comparison Basis
All EMI calculations in this comparison are based on:
- On-road price (including RTO, insurance, and other charges)
- Down payment amount
- Interest rate (9.7% in this example)
- Loan tenure (36 months)
Final EMI can be significantly lower with higher down payment, special festive offers, state EV subsidies, or longer loan tenures.
Which One Should You Choose?
- Best for Low EMI — TVS iQube (especially the 2.2 kWh)
- Best for Premium Features & Space — Ather Rizta (if budget allows)
- Best Overall Value — Vida VX2 (particularly the VX2 Go variant)
With multiple strong options available, buyers now have the freedom to choose based on their monthly budget, riding needs, and preferred brand. We recommend visiting authorized dealerships for exact on-road pricing and personalized EMI quotes, as offers change frequently.
